Purpose-built for affordable-housing programs
The operating system for affordable-housing programs
Run homeownership and home-repair work on one connected system of record — from eligibility through closing to long-term stewardship. Built for the organizations that run these programs, not adapted from a generic CRM.
Who it’s for
Built for the organizations doing the work
If your organization moves families through eligibility, construction or repair, financing, and long-term stewardship, HomesMatrix was designed for how you operate.
Organizations
Programs
The problem
The work is connected. The tools aren’t.
Scattered spreadsheets
The homes list, the pipeline, the budget, and the closeout tracker live in separate files that never quite agree.
Broken handoffs
Work stalls between eligibility, underwriting, scope, and inspection because nothing carries context forward.
No leadership visibility
Executives and boards can’t see where cases sit or what’s at risk without asking someone to build a report.
What HomesMatrix is for
Three things generic tools leave outside the system
Most CRMs track contacts and tasks. Housing programs turn on harder things: the decisions you have to defend, the money and property you carry for years, and the affordability you promised to protect.
Make defensible program decisions
Document eligibility and affordability decisions using current federal data, defined roles, and a traceable approval process.
Manage the whole financial & property lifecycle
Keep underwriting, funding, closing, servicing, repair, and financial records connected to the same household and property.
Protect affordability over time
Apply the right agreement and resale method to every transaction, while preserving the home’s full affordability history.
Why purpose-built
A system of record for how housing programs actually run
Generic tools model contacts, tasks, or gifts. HomesMatrix models the decisions your programs are accountable to.
| What you need | Separate tools & spreadsheets | HomesMatrix |
|---|---|---|
| One source of truth | Data often re-keyed across separate files and systems | One connected record for people, properties, funding, and cases |
| Eligibility & scope | Typically managed outside the core system, in spreadsheets and email | Determinations and scope built into the workflow |
| Roles & accountability | Roles and audit trails usually require customization | Role-based access, separation of duties, auditable decisions |
| The long relationship | Often focused on the period up to closing | Financing, closing, servicing records, and stewardship continue |
The platform
A view of the connected workflow
A working pipeline, leadership dashboards, and case records with a full audit trail — shown here with fictional data.
Decisions, backed by current data
Qualify and counsel families with real numbers
Check eligibility against current HUD income limits, model what a household can afford before underwriting, and see local housing-market context — Fair Market Rents by bedroom and Census home-value data — without leaving the case. Every determination is recorded with the program year it used.
Does HomesMatrix understand what happens after closing?
The relationship doesn’t end at the closing table
Shared-equity and community land trust programs carry affordability for decades. HomesMatrix applies the right agreement and resale method to each transaction, reviews refinance and subordination requests without losing the original affordability record, and keeps every version of the home’s obligations on file.
Why it matters
Two programs. One mission: families in stable homes.
Whether your organization helps a family into a home of their own or repairs the one they already have, HomesMatrix keeps the work connected and accountable — so your team spends less time reconciling spreadsheets and more time on the mission.
One connected lifecycle
From first inquiry to lasting stewardship
Homeownership and home repair share one engine, configured to each program. Every phase is role-stamped and carries its evidence forward.
Under the hood, an 8-stage, role-stamped case engine powers phases 1–2 — see the full engine on the Platform page →
Software + expertise
Designed from inside the work
HomesMatrix is built by someone who has run affordable-housing programs directly. Beyond the platform, implementation and advisory support are available — so adoption is guided, not guesswork.
Configuration, data migration from your homes list and trackers, and a guided rollout.
Map your eligibility, scope, and stewardship steps into a defensible, role-stamped workflow.
Build a strategic plan, with sector-experienced guidance on operations and program design.
Trust
Isolation and accountability by design
These controls are built into the platform.
- Per-organization workspacesEach organization’s data is isolated at the database layer with row-level security.
- Role-based access & separation of dutiesGranular authorities, enforced where it matters: the person who assesses a case can’t validate it, and the person who prepares a resale calculation can’t approve it.
- Accountable decisionsDeterminations, approvals, and amendments are stamped with who, when, and the ruleset version — recorded as new, attributed entries the app never edits or erases.
- Verified at startupThe platform checks that tenant isolation is intact when it starts, and won’t run if it can’t be proven.
- Encryption in transit & at restTLS in transit; documents kept in a private object store, encrypted at rest by managed cloud infrastructure.
- Access controlsSign-in lockout, security headers, and least-privilege database roles.
About
Built from inside the work
HomesMatrix is built by a former Associate Executive Director of a Habitat for Humanity affiliate, with a background in finance and program management. It exists because these organizations run some of the most consequential work in their communities on tools that were never built for it — and every decision deserves to be traceable, defensible, and connected across the whole lifecycle.
See it on your programs
A short, tailored walkthrough — homeownership, home repair, or both.